⚠️ Important distinction
This guide is about creator payouts — how Footly sends money to you. Buyer payments (how Footly receives money from buyers) are processed separately through CCBill, an established adult-industry payment processor. The two flows use different vendors and don't interact: a buyer paying with their card on CCBill never touches your bank account or Paxum balance directly.
US creators: Bank ACH direct deposit
US creators link a bank account in their creator settings (routing and account number). When a payout is requested, Footly initiates an ACH direct deposit from its operating account to yours. ACH is the same network used for payroll deposits and most US bank-to-bank transfers — well understood, reliable, and processed at industry-standard speed.
Funds typically land in 1–3 business days after a payout is initiated. Some banks post ACH same-day; others take the full three days. Weekend and US bank-holiday delays apply.
International creators: Paxum
International creators are paid via Paxum, a payment service specifically built for the adult-content and creator-economy industries. Paxum handles the cross-border currency conversion piece that ACH can't do for non-US bank accounts.
International creators set up a Paxum account (free) and link it in Footly creator settings. Payouts arrive in your Paxum balance, from which you can transfer to a local bank, withdraw via wire, or use a Paxum-issued card.
When earnings become available
Completed creator earnings on Footly count toward your payout-available balance right away. Once your available balance reaches the $10 minimum, you can request a withdrawal.
Withdrawal requests are still reviewed manually for security before ACH or Paxum processing starts. That review helps keep bad actors out of the payout flow without making legitimate creators wait for a fixed waiting period.
Why no PayPal
Footly does not use PayPal — for anything. Not for buyer payments, not for creator payouts. This is deliberate.
PayPal's acceptable-use policy prohibits adult content, and the company has a documented history of freezing adult-industry funds — sometimes without warning, sometimes for months. Creators who've been paid out via PayPal on other platforms have reported losing access to balances during sometimes-arbitrary investigations.
Bank ACH and Paxum are the right tools for this industry: ACH is a commodity bank-to-bank rail with no special acceptable-use policy on the creator side; Paxum was designed specifically for adult- industry payouts. Neither is going to freeze a creator's balance because of the platform they earned on.
Footly absorbs the payout fees
ACH transfers and Paxum transfers both carry small per-transaction processing fees. Footly eats those fees — they are not deducted from creator earnings. The amount you request from your creator wallet is the amount that lands in your bank account or Paxum balance.
Common creator concerns
"Will my bank flag the deposits?" ACH deposits land in your account from Footly's operating account. The descriptor is discreet and doesn't reveal adult-content provenance.
"What if my bank closes my account?" ACH is a commodity rail used by every adult-industry platform. Most banks process the deposits without issue. If your bank does close your account (rare for ACH from a US LLC), you can switch to a different bank or to Paxum.
"What about taxes?" Creator earnings are reportable income. Footly retains the tax-related records needed for 1099 reporting (US creators) — that is the only ID-related data Footly itself stores. Your KYC images live with Ondato, not Footly.
"Will my payout get stuck?" Once your request is submitted and approved, ACH and Paxum payouts are commodity flows — they don't stick. If a payout fails (wrong account number, closed account), it returns to your Footly wallet automatically and you can retry.
Frequently asked questions
How does Footly pay creators?
US creators: Bank ACH direct deposit. International creators: Paxum. Weekly schedule, $10 minimum, 1–3 business days processing, no fees to creator. Never PayPal.
What is the minimum payout?
$10 in available wallet balance.
How often does Footly pay?
Weekly. Once your available balance meets the $10 minimum, you can request a payout.
Does Footly use PayPal?
No. Buyer payments run through CCBill; creator payouts run through ACH (US) or Paxum (international). Never PayPal.
Are withdrawals reviewed?
Yes. Earnings become payout-available after a completed sale, and withdrawal requests are reviewed manually for security before ACH or Paxum processing.
Are there fees on payouts?
No. Footly absorbs all ACH and Paxum processing fees. You receive 100% of what you request.